Creditor data
The Electronic Microenterprise Service (SEM) is included in the Fourth Additional Provision of Law 16/2022, of 5 September, reforming the consolidated text of the Insolvency Law approved by the Royal Legislative Decree approved by the Royal Legislative Decree 1/2020 , of 5 May, for the transposition of the EU Directive 2019/1023 of the European Parliament and of the Council, of 20 June 2019, on preventive restructuring frameworks, debt relief and disqualifications, and on measures to increase efficiency of restructuring, insolvency and debt relief procedures, and amending EU Directive 2017/1132 of the European Parliament and of the Council on certain aspects of Company Law (Restructuring and Insolvency Directive).
The Electronic Microenterprise Service (SEM) is a platform designed to facilitate and streamline the submission of the forms of the special procedure for microenterprises, regulated in Book III of Royal Legislative Decree 1/2020, of 5 May, which passes the consolidated text of the Insolvency Law, enabling for the completion and delivery of the forms provided for the special procedure to the judicial bodies, both for initiation and judicial proceedings, established by law.
1.Topic:
Sectoral information.
2.Indicators:
- Files: accounting of all files generated in the SEM of both
natural and legal persons.
- Creditors: number of people or
entities to whom a company must pay its outstanding obligations or
debts (liabilities).
- Credit balance: accounting parameter that
indicates a credit balance and represents the money that the account
holder has available at that moment. It is used to define the economic
status of a company.
3.Geographic scope:
The information covers the entire national territory. Data is
published at the national level, by Autonomous Community, province and municipality.
4.Enforcement agencies:
- Judicial bodies.
- Lawyers and solicitors.
-
Insolvency administrators.
- Debtors and creditors.
-
Legal assistants.
5.Temporary coverage:
Daily information, with data available from 01/02/2023.
6.Data update:
The data is updated daily.
7.Standardization processes:
The geographic data is normalized in accordance with the
Technical Regulations of the CTEAJE (reference standard for computer
tools in the field of the Administration of Justice).
8.Adjustment:
No seasonal adjustment, time series decomposition or similar
methods are performed.
9.Source:
General Directorate for Digital Transformation of the
Administration of Justice (DGTDAJ)